Debit- und Kreditkarten gehören heute zu den beliebtesten Zahlungsmethoden. Laut dem Consumer Credit Card Market Report 2021 des Consumer Financial Protection Bureau haben mehr als 175 Millionen Amerikaner eine Kreditkarte. Laut einem Bericht von S&P Global Market Intelligence aus dem Jahr 2022 überholte die Verbraucherpräferenz für Debitkarten im Jahr 2022 erstmals die Präferenz für Kreditkarten Zeit.
Da unsere Welt zunehmend bargeldlos wird, ist es sinnvoll, unseren Kindern beizubringen, wie sie verantwortungsbewusst mit Debit- oder Kreditoren umgehen – oder mit beidem. Finanzielle Bildung kann Kindern helfen, diese Karten so zu verwalten, dass ihre Vorteile maximiert und ihre Risiken minimiert werden.
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